Community Credit Bureau
Community Credit Bureau
Community-owned credit data

Know before you lend.

A shared bureau for local mortgage, small lending and finance institutions. Instant defaulter check by Aadhaar — privacy-first, audit-logged.

SHA-256 hashed Audit logged Member lenders
Run a credit check
Enter any one of Aadhaar, PAN, Phone, or scan a fingerprint.

Sign in as a member lender to run a credit check.

Aadhaar is hashed before storage. Fingerprint uses Mantra MFS100 RD Service running on this machine.

Privacy by design
Aadhaar numbers are hashed with SHA-256 + project pepper before storage. Only the last 4 digits are kept for display.
Member network
Local mortgage providers, small lenders and finance companies contribute and consume defaulter records.
Full audit trail
Every credit check — web or API — is logged with source, timestamp, and result for compliance.